At Washington Diamond
We offer accurate, professional jewelry appraisals performed by experienced appraisers you can trust. Conveniently located in Northern Virginia, our store provides detailed appraisal reports tailored to your needs - whether for insurance, estate planning, or personal knowledge.
Why Jewelry Appraisals Matter
A jewelry appraisal is a professional evaluation that determines the current market value and specifications of your piece. This certified document includes:
- Stone and metal details (e.g., carat weight, cut, clarity, and metal type)
- Design and craftsmanship notes
- Current retail or replacement value
- The appraiser’s certification and signature
Insurance Coverage
Ensures your jewelry is protected at the correct replacement value.
Resale & Estate Planning
Helps determine fair pricing for sale or inheritance.
Authentication
Verifies the authenticity and quality of your jewelry.
Personal Knowledge
Enhances your understanding of the piece's true worth and attributes.
Types of Jewelry Appraisals Offered
Trust our team of highly skilled and qualified appraisers to guide you through the jewelry appraisal process.
Fair Market Value
The fair market value is based on the current retail value of the jewelry, representing what you might expect to pay for a similar piece in the current market.
⚠︎ This is the most common type of appraisal used for insurance purposes.
Liquidation Value
This value is given if the owner wishes to find an immediate buyer. These values are typically lower than fair market value as they represent quick-sale scenarios.
⚠︎ Often used for estate settlements or when needing to sell jewelry quickly.
Choose Washington Diamond for Trusted Jewelry Appraisals
With over 50 years of industry expertise, Washington Diamond is your trusted source for jewelry appraisals in the D.C. and Northern Virginia area. Whether you need an insurance appraisal or wish to document a meaningful heirloom, we’re here to help.
Appraisals for Insurance Purposes
Most insurance providers require an official appraisal to determine coverage limits. A current appraisal:
- Substantiates value for claims
- Helps avoid under- or over-insuring
- May need periodic updates to reflect market value changes
✧ Tip: Jewelry values can fluctuate over time—review your appraisals every 3–5 years.
Inherited & Heirloom Appraisals
Heirloom and inherited jewelry often carry emotional and financial value. A professional appraisal:
- Documents the materials, craftsmanship, and estimated value
- Preserves family history and legacy
- Helps in equitable estate distribution or donation purposes
✧ Consider appraising before handing down to ensure your loved ones understand its significance.
Diamond Ring Appraisals
Engagement rings and diamond jewelry represent significant emotional and financial investments. An appraisal provides peace of mind by:
- Confirming the fair market value
- Supporting insurance coverage
- Helping in future trade-ins, upgrades, or resale
Our team treats every diamond ring with care and precision to ensure you receive the most accurate and professional appraisal possible.
Jewelry Appraisal vs. Diamond Grading Report
It’s important to understand the difference between a jewelry appraisal and a diamond grading certificate:
Jewelry Appraisal:
Performed by an appraiser and includes the value of the entire piece, factoring in the diamond, setting, craftsmanship, and current market trends.
Diamond Certificate:
Issued by gem labs (like GIA), detailing a diamond’s cut, color, clarity, and carat—without assigning a monetary value.
✧ If your item includes a certified diamond, providing its GIA report can enhance the accuracy of your appraisal.
Are You Ready To Appraise Your Jewelry?
At Washington Diamond, our certified appraisers provide precise, professional evaluations to determine the true value of your jewelry. Whether for insurance, resale, or peace of mind, our detailed appraisals ensure your treasures are accurately documented and protected.